New to Medicare
Start with your questions about turning 65, retirement, or understanding your next steps.
Explore New to Medicare →Your local Medicare conversation starts here
More clarity.
More confidence.
A local Medicare guide.
Medicare comes with questions. You deserve someone who takes the time to listen. I’m Luz Rios, here to help you explore your options in Yuma and the Foothills.
Independent guidance · English & Español
Yuma Office2260 S 24th St, Suite L
Yuma, AZ 85364
Yuma, AZ 85364
Foothills Office11411 S Fortuna, Suite 200
Yuma, AZ 85365
Yuma, AZ 85365
Luz RiosLOCAL · TRUSTED · HERE FOR YOU
Independent Medicare Broker · Hablo Español
Independent Medicare Broker · Hablo Español
✓ Personal attention✓ No-cost consultation✓ Local Yuma support
Find your next step
Medicare guidance,
built around you.
New to Medicare or reviewing your coverage? Start with the area you need help understanding.
Medicare Supplement
Discuss Medigap options, monthly premiums, and what matters when comparing coverage.
Explore Medicare Supplement →Medicare Advantage
Review available plans, doctors, prescriptions, costs, and eligibility requirements.
Explore Medicare Advantage →Also ask about options for people with Medicare and AHCCCS, or certain qualifying chronic conditions. Availability and eligibility requirements apply.
A simpler way forward
One conversation.
A clearer next step.
We’ll focus on what matters to you, including the doctors you see, the medications you take, and the costs you want to understand.
01
Let’s talk
Book a time and share your questions.
02
Review your needs
Bring your doctors, medications, and current coverage information.
03
Understand your choices
Review available options and decide on your next step.
Meet your local broker
Hi, I’m Luz Rios.
Medicare made simple.I believe Medicare conversations should feel comfortable and personal. At Yuma Medicare Expert, I help our neighbors ask questions, understand their choices, and take their next step with more peace of mind.
Serving Yuma and the Foothills, with assistance in English and Spanish.
Let’s get acquainted →
A helpful resource to keep
Medicare basics.
All in one place.
Keep this 2026 information sheet handy for a quick overview of Original Medicare, Part A and Part B costs, and local contact information.
This sheet shows 2026 amounts. Costs can change each year. For enrollment guidance and more detail, visit our New to Medicare page.
PNG image · 2026 edition
Answers before we meet
Common questions.
Straightforward answers.
Who provides local Medicare help in Yuma?
Luz Rios at Yuma Medicare Expert offers independent Medicare insurance guidance for people in Yuma and the Foothills. Call (928) 216-2404 or schedule a consultation online.
Is there a cost for a consultation?
There is no cost for a consultation. Luz may receive compensation from an insurance company if you enroll through her.
Can I get help in Spanish?
Yes. English and Spanish assistance is available. Sí, puede solicitar una consulta en español.
What should I bring to my appointment?
Bring a list of your doctors and medications, your current coverage information, and your questions. Share sensitive information only through an appropriate secure process.
Can you help if I have Medicare and AHCCCS?
Ask about available options and eligibility requirements for people with Medicare and AHCCCS. A conversation does not guarantee eligibility or enrollment.
Here in your community
Let’s make Medicare
feel more manageable.
Schedule a conversation with Luz Rios.
Serving Yuma & the Foothills, Arizona.
Yuma Office2260 S 24th St, Suite L
Yuma, AZ 85364
Yuma, AZ 85364
Foothills Office11411 S Fortuna, Suite 200
Yuma, AZ 85365
Yuma, AZ 85365
Ready when you are.
Choose an available appointment through Calendly, or call to set up a time.
Book your consultation ↗Follow us on Facebook¿Prefiere hablar en español? Con gusto le ayudo.
Consultations are at no cost. Insurance companies may compensate the broker when you enroll.